After a motorcycle accident, the victim is often shaken and confused. During this stressful time, medical providers and insurance carriers are asking questions about the accident and injuries. Discover the common questions asked for a motorcycle accident to understand the importance of providing the right answers.
Do I need motorcycle insurance?
Most states require motorcycle drivers have a minimum of liability insurance coverage to get on the road. Understanding state laws is crucial to avoid penalties and unforeseen costs related to insurance coverage requirements. Whether your state mandates insurance or not, it is important to secure coverage in the event of an accident. Insurance helps pay for damages, medical costs, attorney fees, and other costs that start to mount after an accident.
If I have insurance, do I need to hire an attorney?
Often accident victims feel if they have insurance, they will be covered in the event of an accident. However, insurance companies are watching out for their own interests – not those of the victim. Therefore, it is in the insurance company’s best interest to pay out as little as possible on claims, even if they are worth more money. An attorney, such as autojusticeattorney.com, acts on behalf of the victim to ensure fair coverage and compensation for injuries, damages, and other essential costs.
Should I call the police after a minor accident?
Failing to call the police after a minor accident is a major mistake many victims make. A police report proves the accident occurred and provides essential facts about the scene of the accident. Without a police report, there is no formal validation of the circumstances. Plus, an attorney uses a police report to gather additional information to support the victim’s case, such as names and contact information for potential witnesses. Therefore, always call the police to the accident scene, even if the situation seems minor.
Should I seek medical attention after the accident?
Another common error motorcycle accident victims make is failing to seek medical attention after the occurrence. No-fault insurance covers the visit to the hospital after an accident, so victims do not have to worry about the cost. Even if you don’t feel any injuries immediately, you could have been hurt. If no evidence exists at the time of the accident, it can prohibit the victims from getting medical coverage later. Always get looked at by a physician after the accident to look for soft tissue injuries and other issues you may not feel immediately after the accident.
Do I contact my insurance company after a motorcycle accident?
Insurance coverage helps pay for the expenses incurred due to an accident, so it is important to contact your carrier immediately to let them know what happened. However, avoid answering any detailed questions until you consult with an attorney. The insurance company often encourages victims to make immediate statements when they are still confused about the accident. Take time to seek medical attention and consult with a legal professional before making formal statements that could compromise a settlement later.
A motorcycle accident is a traumatic occurrence that can lead to serious injuries and damages. Always file a police report and seek immediate medical attention right after the accident. Remember to simply report it to your insurance company, then consult with an attorney to help you understand and protect your rights.
