On Wednesday, March 14, 2012 under umbrellas in a driving rain outside Dignity Health offices, 185 Berry St., San Francisco, foreclosure fighters from Alliance of Californians for Community Empowerment (ACCE) and Occupy Bernal sponsored a foreclosure protest focused at Lloyd Dean, President of Dignity Health and Wells Fargo Board member.
An ACCE and Occupy Bernal Demand Letter to Dean mandated he stop Wells Fargo, 'the nations largest mortgage servicer,' from foreclosing homes, mostly of San Francisco peoples of color in Bayview, Excelsior, and Bernal Heights.
Following speaker presentations led by Occupy Bernal's Julien Ball and successful foreclosure fighter, Vivian Richardson, protestors handed the Demand letter to an unidentified front man apparently sent by Lloyd Dean who, ironically, is Wells Fargo's Chair of the Corporate Responsibility Committee.
On Sat/Jan. 24, 2012, housing activists grabbed Wells Fargo CEO John Stumpf's attention, occupying a 16th and Mission Wells Fargo branch roof with a letter requesting a negotiation meeting between themselves and Stumpf to stop foreclosures.
On Sat / Feb. 25, 2012 ACCE/Occupy Bernal took the protest to Stumpf's 1089 Chestnut luxury condo --- the top two floors. Mused Diamond Dave Elliot: Stumpf's condo overlooks Alcatraz where, “on a different day he would be ending up.” Protestors auctioned it off.
A Jan. 24, 2012 Catholic Daily article quoted Dean saying Catholic Health Care West became Dignity Health because church ties were 'crimping its expansion.' “Lloyd Dean, president and CEO of Catholic Healthcare West, acknowledged that the conglomerate’s Catholic identity had 'hampered some potential deals.'”
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ACCE's Grace Martinez explained Dean's lapsed Catholicism. As CEO of a Catholic hospital network, 'there's no humanitarian aspect.” This Wells Fargo CEO's refusal to respond seemed sociopathic and without conscience. They do things without considering how it will effect others, she observed.
If foreclosures touched their mother, sister, brother, children, things would change.
“None of these board members care. You can easily blanket-deny a lot of people modifications, and it's okay. They make money off of it.”
Grace reported that Wells Fargo recently decided to increase their shareholders' dividends from 12 cents to 22 cents but not keep people in their homes.
“This is not a game. People are losing their homes and they are getting sick.”
ACCE's press release stated Lloyd Dean 'has a direct financial stake in throwing our neighbors out of their homes' – making $333,789 by sitting on the Wells Fargo Board while the bank continued to 'destroy our communities.' Nevertheless, the activists' only choice was to go over John Stumpf's head to his boss.
ACCE/Occupy Bernal's letter demands foreclosure cessation for Maria Villareal, Dexter Cato, Monica Kenney and Franzo King.
ACCE demands Wells Fargo stop Maria Villareal's 166 Naples home foreclosure, reducing her loan's principal and interest rate.
Like other protestors sickened by loss of their American Dream, Maria Villareal wore a hospital gown and held a thermometer. 'Ills Fargo's' threats repeatedly hospitalized Maria, triggering depression, asthma attacks, and epilepsy with seizure danger.
“Sometimes I try and send the paper to the bank. I told the hospital, 'Oh! I'm very sick. I have short breathing. I say, (instead) 'Oh! I'm having a short sale!' She laughs at her PTSD-produced misstatement.
ACCE/Occupy Bernal demands return of Dexter Cato's home with a sustainable loan modification. On January 25 outside Stumpf's condo, Dexter stated he'd lived in the Bayview for 40 years. “I'm being forced out of my home on Wednesday with a notice on my door … with four kids. I just lost my wife during some medical issues.”
“I did everything I was supposed to do that the banks asked me to do in regards to modification. No response! I'm out of my house on Wednesday.”
ACCE/Occupy Bernal campaigned for Wells Fargo to return Monica Kenney's 180 Vienna Street home, honoring the forbearance agreement offered June 27, 2011.
Monica smiled under her umbrella, “I was foreclosed upon illegally. That foreclosure sale has since been rescinded with the help of ACCE, my friends and neighbors.
“I knew all along that it was illegal.” She fought on her own. But without ACCE's help she “wouldn't have the strength to be here today.”
The foreclosure sale was rescinded. She heard through Pelosi's office Wells Fargo would offer a six month forbearance agreement. The bank hasn't reached her directly. Until they agree to offer her what they offered in writing last year, she's not 'home free.'
ARCHBISHOP FRANZO KING
ACCE/Occupy Bernal's Letter to Lloyd Dean demanded Wells Fargo stop Archbishop Franzo King's Bayview 2804 Ingalls home foreclosure, reducing his loan principal.
As Archbishop of the St. John Coltrane African Orthodox Church, Franzo King sees things spiritually. He feels he personally has been assaulted by Wells Fargo banksters inveigling him into a fraudulent Pick-A-Payment mortgage loan --- foreclosure date March 25, sale date April 5.
As activist and spiritual leader, King recognizes he alone was not targeted. This was an assault on his entire community.
In the 1940s and '50s, he recalled, San Francisco became an epicenter for people of color migrating from the South --- number one in America. African Americans wanted to achieve the American Dream ethically, “living by principles they brought from the South: trust in God, live clean, do right, and work hard” to build a community of businesses and homes.
“Bayview-Hunters Point had more home owners than any other community in the City.”
Like redlining, gentrification, and out-migration from cities, the One Percent has perpetrated on the 99 percent, the poor and the people of color another continuation of ethnic cleansing --- home foreclosures.
At the ACCE/Occupy Bernal John Stumpf condo auction, February 25, 2012, King announced, “Mr. Stumpf, no more Stumpfing on the poor!”
He added, “It's time to stop not just Stumpfing on the poor, but stomping on Truth and peoples' hearts.” In union jobs, “they're not just cutting peoples' pay; they're cutting throats.”
“I think some radical language has to be used.
“The french word 'Mortgage' means 'death contract.'
“How many of us realize what a grave situation we were led into?” pun intended. This is, “a death march to a grave where we would bury our hopes, our dreams, our childrens' inheritance, the wealth of this community.”
Because this premeditated game was played with knowledge and malice of forethought, Archbishop King believes people must stop feeling they did something wrong. “It is time to shake off the cloak of shame and realize you fell victim to a game where people play with peoples' lives.
“They must put on the whole armor of God, stand up and fight the good fight.”
DEMAND LETTER - REBUFFED
After speaking, marching and chanting, activist supporters handed Lloyd Dean's stand-in the letter.
The consolidated Demand list:
1. Affordable modification programs with principal and interest rate deductions.
2. A 'Pause' on current and pending foreclosure, evictions and sales date activity.
3. A Wells Fargo Board member or senior executive like Lloyd Dean contact ACCE's Erin Franey at 503-816-4593 or firstname.lastname@example.org prior to the Tuesday April 24, 2012 shareholders meeting to convene face-to-face with ACCE and Occupy Bernal to negotiate these demands. (ACCE will provide more information for the public to attend the shareholders' meeting.)
4. Lloyd Dean to publicly stand with Foreclosure Fighters (ACCE, Occupy Bernal) at the Wells Fargo shareholders meeting and beyond to stop the damage Wells Fargo is causing San Francisco.
Lloyd Dean's proxy said, 'I'm not playing your game." His back receded inside the glass door.
Monica Kenney and foreclosure marchers repeated, “Lloyd Dean, for shame! Our life is not a game! We will be back!"
Grace Martinez stated, “It was horrible they said No.
They have to understand. I don't think we're going to stop until they have understood.”